Monterey Mortgage Rates

Moving to Monterey? You’re not alone. After all, it was Alice’s dream destination in the classic 1970’s film “Alice Doesn’t Live Here Anymore.” If you share that same dream, or have a unique one of your own, Monterey Banking Rates could help you find a very affordable mortgage rate.

We could also help current homeowners by finding them a variety of refinance rates. With several to choose from you’ll be able to get the one that truly suits your needs. Check in with Monterey Banking Rates today.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

December 16, 2008

Monterey mortgage broker leads ring of unlicensed agents, DA says

The defendants operated under corporation Ed Veronick Mortgage Loans, Inc. and marketed themselves as Veronick Home Loans, according to the DA’s press ...

January 6, 2009

Commercial property loans signal deepening stress

Investors in 2008 fled commercial mortgage-backed securities (CMBS) as signs of recession led to increased aversion from risky assets, even as overall ...

Compare Rates of Monterey, CA Mortgage Lenders

Monterey Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Monterey, CA mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Monterey, CA Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Monterey, CA mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Monterey Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Monterey, CA homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Monterey Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Monterey, CA mortgage loan, we can help you, too.

Monterey Banking Rates